★ Only available to eligible employees/members of Medibank corporate clients.
As a valued employee of The Australian Psychological Society Members, access your exclusive 5.0% discount with Medibank Corporate Cover★
Start by choosing your cover type
Want 6 weeks free for the ultimate multitasker, your body?
From breathing to thinking, your body juggles countless tasks every second. Support its incredible work. New members could get 6 weeks free when joining & maintaining eligible Medibank Corporate Hospital & Extras cover by 12 Sept 2024. Plus, 2&6 month waiting periods waived on extras. Use promo code CORP6WEEKS. New members only. € T&C's apply.
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Looking for a better match for your health needs? Switching to Medibank is easy.
Simply choose your plan and join, and we’ll handle the rest.
2We'll handle the paperwork
Once you join , we’ll handle the hard work that comes with cancelling your old membership with your previous fund for you∋.
3No waiting periods again
There’s no need to re-serve waiting periods you’ve already served with your old fund - so you can get on with it☐.
Want more from your hospital cover?
As a Medibank Corporate Hospital & Extras member, your cover will also include all of the below benefits - at no extra cost.
Unlimited Emergency Ambulance
No matter which Hospital or Extras policy you choose, you'll have the peace of mind that comes from knowing that your cover includes unlimited emergency ambulance.^
Accident Cover Boost
If you have an Accident, you’ll get the benefits of our Gold level hospital cover, no matter what level of hospital cover you have, thanks to our Accidental Injury Benefit.﹢
Corporate Health Assist
Not sure what Medibank health service you need? Our Corporate Health Assist line can guide Corporate Health Cover members towards eligible health programs or services that may be appropriate for you. Call 1800 228 103 between Mon - Fri 9AM – 5PM AEST.
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What about your extras cover?
Looking after your health can be easier on your hip pocket too with 100% back on a select range of services on eligible Medibank Corporate Hospital & Extras covers.
100% back on dental check-ups, whenever you need it
Dental care but make it simple. Get 100% back on clinically necessary dental check-ups at Members' Choice Advantage dentists, without worrying about annual and visit limits. λ
100% back on health screenings
Health checks can help keep us well. That’s why we provide 100% back on selected health screenings, when appropriate, up to annual limits, where no Medicare Benefit is payable.Φ
Out-of-pockets may apply. Benefits payable for health screening test only, excludes GP and specialist consultation fees.
100% back on optical on eligible extras ±
At Medibank we think you deserve to see the world clearly. That’s why when you join eligible Medibank extras you get 100% back on optical items at all recognised providers up to annual limits. ±
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Incredible humans (like you!) deserve to live better
As one of Australia’s leading health insurers◊ with over 45 years of experience, we understand the importance of better health for better lives. The benefits available on our Corporate health cover are designed to help you get better value and better support when it comes to looking after your health.
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Medibank Health Programs
Where clinically appropriate, eligible Medibank members can access a range of health programs designed to help manage their health conditions and provide access to more affordable care options.﹢﹢
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Prepare for a better hospital stay
Getting hospital cover allows you to receive benefits for treatment you receive in hospital as a private patient. All Medibank Corporate Hospital Covers include unlimited emergency ambulance^, Accident Cover Boost﹢, our private room promise∑∑ and no excess for kids on a family membershipΩ.
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One of the largest provider networks
Our Members’ Choice network generally offer capped fees or discounts to help reduce out-of-pocket expenses across dental, optical, physiotherapy and more§. With over 3,600 provider practices, our Members' Choice extras network is one of the largest in Australia.
Want to earn up to $700 worth of rewards?
As a Medibank member with Live Better rewards* on an eligible corporate cover⊗, you could unlock an additional $300 worth of value with Live Better rewards when you complete the Weekly Goal Streaks∨. That’s up to $700 worth of value you could earn!
Download the My Medibank app, click on the ❤️ icon and sign up for Live Better rewards. Get started today!
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Enjoy health member discounts
As a Medibank health insurance member, you can enjoy discounts on our range of Life, Pet and Travel insurance products. Enjoy 10% off Medibank Life Insurance and Income Protection, 10% off Medibank Pet Insurances every year and 15% off Medibank Travel Insurance.
Things you need to know
∋ We’ll contact your previous insurer to request a Transfer Certificate. They’re required by government legislation to comply within 14 days.
☐ You need to join Medibank within 2 months of leaving your old fund, or waiting periods apply again. Also, benefits that have been paid under your previous cover will be taken into account in determining the extras benefits payable under your Medibank cover.
^ Waiting periods apply. For ambulance attendance or transportation to a hospital where immediate medical attention is required, and your condition is such that you couldn't be transported any other way. TAS and QLD have State schemes that provide ambulance services for residents of those States.
﹢ Covers with Restricted or Excluded services will be treated as Included services where treatment is required for injuries sustained in an Accident that occurs after joining this cover. Treatment must be sought within 7 days of the Accident. Excludes claims covered by third parties such as Workcover and our Private Room Promise. Out of pockets may apply. Refer to your Cover Summary. For Gold hospital covers, Accidental Injury Benefit is not required because all clinical categories are Included, regardless of whether or not the treatment is required as a result of an Accident.
λ Two month waiting period applies. No annual and visit limits apply for clinically necessary dental examinations, scaling, cleaning and fluoride treatments provided by Members' Choice Advantage dentists.Maximum two bitewing x-rays per check-up, up to four per year, where clinically needed. Members’ Choice Advantage dentists not available in all areas. Different benefits and annual limits apply to other dental services included on your cover and for dental check-ups received at dentists that are not Members' Choice Advantage dentists, refer to your cover summary for details.
Φ Benefits payable for health screening test only, excludes GP and specialist consultation fees. Services must be performed by a Medicare registered provider who is appropriate for the service and a benefit is only payable by Medibank where there are no Medicare benefits payable for those services. 2 month waiting period applies.
± Excludes Healthy Living Extras and select products that are no longer available for sale (for more information check your cover summary or check this page). Applies to prescription glasses and select contact lenses. Some glasses lens coatings and contact lenses are excluded. To find which specific items are included or excluded, call us on 132 331. 6 month waiting period applies.
◊Based on the number of policies set out in APRA’s Operations of Private Health Insurers Annual Report 2021 for Medibank Private Limited.
﹢﹢ Must have eligible hospital cover, all relevant waiting periods must have been served and treating doctor must consider it appropriate. Out of pocket expenses may apply.
∑∑ You'll need to request a private room from the Members’ Choice hospital at least 24 hours prior to your stay, provide supporting documentation to Medibank from the hospital about this request and be eligible to receive benefits for the treatment you received during your stay. Does not apply for same-day admissions or admissions for sleep studies, or where your doctor specifically requests a shared room for clinical reasons.
Ω Other out–of–pocket expenses may apply.
§ Members' Choice and Members' Choice Advantage not available in all areas or for all services.
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6 weeks free terms and conditions
€ For new members on new memberships who join and start eligible combined Medibank Corporate Hospital (Bronze Plus, Silver Plus & Gold Hospital) and Corporate Extras (excluding Healthy Living Extras) from 9 August to 12 September 2024 and who have not held Medibank health cover in previous 60 days (unless they are a dependent coming off their parent’s cover). Must quote promo code CORP6WEEKS when joining. Excludes Corporate Basic tier cover, resident consumer Hospital and Extras cover, Accident Cover, Ambulance Cover, Overseas Visitors Health Insurance, Overseas Students Health Cover (OSHC), Working Visa Health Insurance, ahm covers, Medibank Healthy Living Extras, and other selected covers. Not available with any other offer, other than the applicable corporate discount. Medibank may end this offer or amend these offer terms and conditions at any time without notice.
6 weeks free terms: Must remain up-to-date with premium payments and hold eligible cover for 42 consecutive days from the policy start date to get next 6 weeks free. The 6 weeks free will not be issued if you change to an ineligible cover, terminate your cover or suspend your cover during this period.
2&6 month waits waived on extras terms: When quoting promo code ‘CORP6WEEKS’ at time of joining, 2&6 month waiting periods on extras waived. Other waiting periods apply (including 12 months on some dental services). If you're switching from another fund and you’ve used any of your current limits (at that fund), that will count towards your annual limits with us. If you've reached your limits at your previous fund you may not be able to claim straight away on extras.
* Must be 16 years or over to register for Medibank Live Better rewards in the My Medibank app. Some program partners and earning activities require a person to be at least 18 years of age to be eligible to earn and/or redeem a reward. Must be a Medibank member with hospital cover, extras cover, or hospital and extras cover, and be up-to-date with premium payments. Excludes Overseas Student Health Cover (OSHC), Ambulance only cover, ahm covers and other selected covers. Live Better Management Pty Ltd, ACN 003 457 289 has entered into commercial arrangements with Medibank Live Better program partners and may receive commissions. Please choose carefully as rewards will not be amended, cancelled, exchanged or refunded due to change of mind. Points earning activities and rewards are subject to change without prior notice and may be subject to availability. Additional terms and conditions may apply to points earning activities and rewards. See full Medibank Live Better rewards terms.
~ Double Live Better rewards points - Offer available to eligible Live Better rewards users who use their linked payment card to shop with adidas, Apple, Brooks Running, Calm, CSIRO Total Wellbeing Diet, Everlast, Elite Supplements, Good & Fugly, House, Lite n’ Easy, Onsport, THE ICONIC and Youfoodz between 27 August – 30 September 2024, subject to the ‘Linked payment card’ terms and conditions below. This offer may be withdrawn or changed.
^ Linked payment card - To earn Live Better rewards points, payment must be made directly to an eligible Live Better rewards partner using a linked Mastercard, Visa or eftpos payment card at the time of purchase (including payments made with Apple Pay or Google Pay using a linked payment card). Live Better rewards points will only be earned on the total amount charged to a linked payment card. Live Better rewards points earned will be displayed in a Live Better rewards user’s account within 60 days of the date of an eligible purchase. Live Better rewards points cannot be earned on (1) purchases made via a third-party payment provider or platform such as PayPal and Afterpay, (2) purchases that are cancelled or refunded, (3) any purchase amount paid for by a gift card or reduced with a promotional discount or (4) purchases made in conjunction with any other third-party or third-party offer. Individual terms and conditions apply to different Live Better rewards partners. Specific terms and conditions for each Live Better rewards partner are available via the Live Better rewards partner hub.
# 1,000 extra points for linking payment card offer - Offer available to eligible Live Better rewards users who link a Mastercard, Visa or eftpos card with their Live Better rewards account between 27 August – 30 September 2024 (Offer Period), subject to these terms and conditions. One thousand (1,000) Live Better rewards points will be credited to the Live Better rewards user’s account within 60 days of linking a payment card with their Live Better rewards. This offer can only be claimed once per Live Better rewards user during the Offer Period. A Live Better rewards user is not eligible to claim this offer if, at any time since joining Live Better rewards, the user has previously received any Live Better rewards points for linking their payment card to their Live Better rewards account. This offer may be withdrawn or changed.
⊗Medibank members who hold corporate cover who do not also hold Healthy Living Extras cover (Eligible Members) can participate in the Weekly Goal Streaks.
∨ Weekly Goal Streak: Eligible Member must track and complete 10 consecutive Weekly Goal’s to complete the Weekly Goal Streak activity and earn 6,000 Live Better rewards points. Eligible Member can complete up to 5 Weekly Goal Streak activities in a year. Live Better rewards points will appear in Eligible Member’s Live Better rewards account within 30 days of completion of the Weekly Goal Streak. Live Better rewards reserves the right to cease to make the Weekly Goal Steaks available at any time. To the extent of any inconsistency between this disclaimer and the Medibank Live Better terms and conditions, the terms and conditions will take precedence.
Medibank Live Better rewards Challenges & Goals Earning Policy: The participant of a Medibank Live Better rewards Challenge or Goal may not receive Live Better rewards points or may have their already credited Live Better rewards points reversed in accordance with the Medibank Live Better rewards terms and conditions. To earn Live Better rewards points, the participant needs to properly complete 100% of the eligible Challenge or Goal according to the instructions. The number of Live Better rewards points available for Medibank Live Better rewards Challenges and Goals is subject to change without prior notice. The maximum number of Live Better rewards points that each Medibank Live Better rewards member can earn from successfully completing health and wellbeing Challenges, Goals or any Onboarding action in a calendar year is 40,000 Live Better rewards points. Special offers may apply to increase this maximum from time to time, such as for eligible Medibank members on an eligible corporate cover who complete the Weekly Goal Streaks to earn up to an additional 30,000 Live Better rewards points. To the extent of any inconsistency between this Policy and the Medibank Live Better rewards terms and conditions, the terms and conditions will take precedence.