Better health for you

Thanks to Medibank and Derivco.

*Prices below are based on

This is used to calculate any Australian Government Rebate (AGR) you may be entitled to.If you’re unsure how to calculate your income, this ATO calculator can help.


We can help - Leave your details and a Medibank expert will contact you to help you find the right cover. In providing your telephone number, you consent to Medibank contacting you about health insurance.

Health insurance for residents

Step 1

Choose a hospital cover

Corporate Basic Plus Health Cover

from
$ -- .--*

Cover for a broad range of services including Weight Loss Surgery and Heart & Vascular admissions.

Hospital

$750 excess

  • Our Private Room Promise.**
  • Emergency Ambulance Australia-wide.^
  • Accidental Injury Benefit.⁺
  • No hospital excess for kids on a family membership.⁺⁺
  • Benefits for home nursing1 and health screening2

And more...

The amount you pay before Medibank contributes to your hospital costs.

Corporate Silver Health Cover

from
$ -- .--*

Includes the Bronze and Silver hospital services - why pay for more than you need?

Hospital

$750 excess

  • Heart and vascular system
  • Lung and chest
  • Joint reconstructions
  • Chemotherapy, radiotherapy and immunotherapy for cancer
  • Back, neck and spine

And more...

The amount you pay before Medibank contributes to your hospital costs.

Corporate Silver Plus Health Cover

from
$ -- .--*

Includes a broad range of services, such as Heart and vascular system admissions, to provide peace of mind.

Hospital

$750 excess

  • Cataracts
  • Dialysis for chronic kidney failure
  • Pain management with device
  • Heart and vascular system
  • Lung and chest

And more...

The amount you pay before Medibank contributes to your hospital costs.

Corporate Silver Plus Health Cover Elite

from
$ -- .--*

A higher level of hospital cover that doesn't include Pregnancy and birth, designed for established families. Why pay for services you don’t need?

Hospital

$750 excess

  • Weight loss surgery
  • Joint replacements
  • Heart and vascular system
  • Chemotherapy, radiotherapy and immunotherapy for cancer

And more...

The amount you pay before Medibank contributes to your hospital costs.

Corporate Gold Health Cover

from
$ -- .--*

Corporate Health providing comprehensive Hospital cover, including Pregnancy and birth.

Hospital

$750 excess

  • Pregnancy and birth
  • Weight loss surgery
  • Joint replacements
  • Heart and vascular system
  • Chemotherapy, radiotherapy and immunotherapy for cancer

And more...

The amount you pay before Medibank contributes to your hospital costs.

Corporate Basic Plus Health Cover

from
$ -- .--*

Cover for a broad range of services including Weight Loss Surgery and Heart & Vascular admissions.

Hospital

$500 excess

  • Our Private Room Promise.**
  • Emergency Ambulance Australia-wide.^
  • Accidental Injury Benefit.⁺
  • No hospital excess for kids on a family membership.⁺⁺
  • Benefits for home nursing1 and health screening2

And more...

The amount you pay before Medibank contributes to your hospital costs.

Step 2

Choose an extras cover

Better Health 60

from
$ -- .--*

Includes a wide range of extras including major dental, orthodontics, physiotherapy, optical and remedial massage.


Extras

60% claimback

  • Claim back 60% on Extras~
  • General Dental
  • Optical
  • Physio

And more...

The amount you can claim back at Members’ Choice providers, up to annual limits.

Better Health 70

from
$ -- .--*

Includes a wide range of extras including major dental, orthodontics, physiotherapy, optical and remedial massage.


Extras

70% claimback

  • Claim back 70% on Extras~
  • General Dental
  • Optical
  • Physio

And more...

The amount you can claim back at Members’ Choice providers, up to annual limits.

Better Health 80

from
$ -- .--*

Includes a wide range of extras including major dental, orthodontics, physiotherapy, optical and remedial massage.


Extras

80% claimback

  • Claim back 80% on Extras~
  • General and Major Dental
  • Optical
  • Physio
  • Podiatry

And more...

The amount you can claim back at Members’ Choice providers, up to annual limits.

Add Hospital

+
Add Extras

=
from
$ -- .--*

The amount you pay before Medibank contributes to your hospital costs.

The amount you can claim back at Members’ Choice providers, up to annual limits. Fixed amounts apply at non-Members’ Choice providers, up to annual limits.

Waiting periods and annual limits may apply. 

~ You'll receive a fixed percentage back on specified services at all recognised providers, up to annual limits.

Where premiums are displayed on this site, they take into account any information that you have provided and selections that you have made relevant to your personal circumstances however, the premiums displayed do not take into account any discount that you may be entitled to as part of the Corporate Agreement in place between Derivco and Medibank.

** You'll need to request a private room from the Members’ Choice hospital at least 24 hours prior to your stay, provide supporting documentation to Medibank from the hospital about this request and be eligible to receive benefits for the treatment you received during your stay. Does not apply for same-day admissions or admissions for sleep studies, or where your doctor specifically requests a shared room for clinical reasons.

^ Tasmania and Queensland have state schemes that cover ambulance services for residents of those States.

+ Restricted or Excluded services will be treated as Included services where treatment is required for injuries sustained in an Accident that occurs after joining this cover. Excludes claims covered by third parties such as Workcover. Out-of-pocket expenses may apply. Refer to your Cover Summary

++ Other out-of-pocket expenses may apply.

1 Home nursing benefits are payable toward the cost of private nursing services which do not involve a hospital intervention, and must be provided by a registered home nursing provider. Medibank currently has no Recognised Home Nursing providers in NT and TAS. Conditions apply, refer to your Cover Summary for details.

2 Benefits for Health screening tests are payable towards health screening services approved by Medibank for the detection of an illness or condition and performed by a Medicare registered provider, and where no Medicare benefits are payable for that service. Conditions apply, refer to your Cover Summary for details.

Corporate cover with Derivco and Medibank

Covers that display “from $0.00” represent those covers that are subsidised by your employer, up to the agreed value and conditions. If you choose cover that exceeds this amount or is outside the conditions, you simply pay the portion that exceeds your employer’s contribution from your nominated account monthly.