The amount you pay before Medibank contributes to your hospital costs.
The amount you can claim back at Members’ Choice providers, up to annual limits. Fixed amounts apply at non-Members’ Choice providers, up to annual limits.
Waiting periods and annual limits may apply.
~ You'll receive a fixed percentage back on specified services at all recognised providers, up to annual limits.
Where premiums are displayed on this site, they take into account any information that you have provided and selections that you have made relevant to your personal circumstances however, the premiums displayed do not take into account any discount that you may be entitled to as part of the Corporate Agreement in place between Derivco and Medibank.
** You'll need to request a private room from the Members’ Choice hospital at least 24 hours prior to your stay, provide supporting documentation to Medibank from the hospital about this request and be eligible to receive benefits for the treatment you received during your stay. Does not apply for same-day admissions or admissions for sleep studies, or where your doctor specifically requests a shared room for clinical reasons.
^ Tasmania and Queensland have state schemes that cover ambulance services for residents of those States.
+ Restricted or Excluded services will be treated as Included services where treatment is required for injuries sustained in an Accident that occurs after joining this cover. Excludes claims covered by third parties such as Workcover. Out-of-pocket expenses may apply. Refer to your Cover Summary
++ Other out-of-pocket expenses may apply.
1 Home nursing benefits are payable toward the cost of private nursing services which do not involve a hospital intervention, and must be provided by a registered home nursing provider. Medibank currently has no Recognised Home Nursing providers in NT and TAS. Conditions apply, refer to your Cover Summary for details.
2 Benefits for Health screening tests are payable towards health screening services approved by Medibank for the detection of an illness or condition and performed by a Medicare registered provider, and where no Medicare benefits are payable for that service. Conditions apply, refer to your Cover Summary for details.
Corporate cover with Derivco and Medibank
Covers that display “from $0.00” represent those covers that are subsidised by your employer, up to the agreed value and conditions. If you choose cover that exceeds this amount or is outside the conditions, you simply pay the portion that exceeds your employer’s contribution from your nominated account monthly.