We'll help you stay on top
100% back on up to two dental check-ups
100% back on up to two dental check-ups at a Members’ Choice Advantage dentist every calendar year, including bitewing x-rays. 2 month waiting period applies.¹
100% back on optical
Get 100% back on optical up to annual limits, with a limit of up to $300 per person per year with Flexi 80 extras at any recognised provider.²
Choose how to spend your extras
You know what’s good for you. That’s why you get to choose how to spend your included extras with our Flexi Extras cover. More remedial massage? Less chiro? The choice is yours.³
We’re there when you need us
No Hospital excess for kids
No Hospital excess for kids on a family membership.⁴
Unlimited emergency ambulance
No matter which hospital or extras policy you choose, you’ll have the peace of mind that comes from knowing that your cover includes unlimited emergency ambulance.⁵
Healthcare that never sleeps
Our hospital cover gives you access to around-the-clock advice from Medibank nurses, through our 24/7 Medibank Nurse phone service.
Making it easier to live better
With Medibank Live Better, get informed, inspired and supported on your path to better health. Dive into our expert health and wellbeing articles, advice, and exclusive rewards to get you started.
Canstar awarded ‘Outstanding Value Insurance’ 14 years in a row
We’re proud to deliver outstanding value health insurance products designed to suit your needs. But don’t just take our word for it.
Things you should know
1 Members can claim a maximum of two 100% back dental check-ups per member, per year—either two check-ups at a Members’ Choice Advantage dentist (including up to two bitewing x-rays per check-up where required), or a first check-up at a Members’ Choice dentist (excluding x-rays) and a second check-up at a Members’ Choice Advantage dentist. These check-ups do not count towards annual limits. Waiting periods apply.
2 Some lens coatings excluded, waiting periods apply.
3 At recognised providers. Waiting periods and annual limits apply. Excludes optical. Excludes Flexi 80 MC.
4 Other out-of-pocket expenses may apply.
5 Waiting periods apply. For ambulance attendance or transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way. Tasmania and Queensland have state schemes to cover ambulance services for residents of those states.