Better health for you

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                    HSBC Non Resident Health Plan

Welcome to the HSBC Non Resident Health plan, comprehensive health insurance cover designed for people in Australia on a Working Visa. This plan offers employees choice on Hospital/Medical Cover along with providing you with the option to add Extras Cover or Reciprocal Exemption Cover if you are entitled to Medicare.

When reviewing the cover options displayed on this site, please note that the hospital/medical premiums will only display as "from $0.00". Please refer to your Payroll Contact for any premiums you may have deducted from your salary for your Hospital/Medical Cover.  If you would like to add Better Health 80 Extras to your policy Medibank will debit this portion of your premium from your nominated account monthly.  The premiums displayed do not take into account any discount that you may be entitled to as part of the Corporate Agreement in place between HSBC and Medibank.

Please contact Medibank on 1300 763 422 to discuss any further requirements for health cover.

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Making it easier to live better

With Medibank Live Better, get informed, inspired and supported on your path to better health. Dive into our expert health and wellbeing articles, advice, news, and exclusive offers to get you started.

Visit Live Better

Switch today. It’s easy

Find Medibank corporate health cover that suits your needs.

Join online or on the phone. Simple and easy. We’ll cancel your old membership for you.

Claim - There’s no need to re-serve waiting periods you’ve already served with your old fund.#

# You need to join Medibank within 2 months of leaving your old fund, or waiting periods apply again. Also, benefits that have been paid under your previous cover will be taken into account in determining the extras benefits payable under your Medibank cover.

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Things you need to know

Where premiums are displayed on this site, they take into account any information that you have provided and selections that you have made relevant to your personal circumstances however, the premiums displayed do not take into account any discount that you may be entitled to as part of the Corporate Agreement in place between HSBC and Medibank.

*For new members on new memberships who join and start a Medibank Corporate Health Cover subsidised by their employer from 19 May 2023 and have not held Medibank health cover in previous 60 days (unless they are a dependent coming off their parent's cover).

Excludes resident consumer Hospital and Extras cover, Basic cover, Accident Cover, Ambulance Cover, Overseas Visitors Health Insurance, Overseas Students Health Cover (OSHC), Working Visa Health Insurance, ahm covers and other selected covers.

Not available with any other offer, other than the applicable corporate discount.

Only available via the Platinum Phone team, retail or online.

Medibank may end this offer or amend these offer terms and conditions at any time without notice.

 

2&6 month waits waived on extras terms:

2&6 month waiting periods on extras waived.

Other waiting periods apply, including 12 months on some dental services.

If you are switching from another fund and you have used any of your current limits (at that fund), that will count towards your annual limits with us.

If you have reached your limits at your previous fund you may not be able to claim straight away on extras.

 

Live Better Points terms:

Must remain up-to-date with premium payments and hold eligible cover for 28 consecutive days from the policy start date.

The points will not be issued if you change to an ineligible cover, terminate your cover or suspend your cover during this period.

Policyholder will require access to a smartphone and will need to download either the Live Better stand-alone app or the My Medibank App and track any Live Better activity within 28 consecutive days from the policy start.

Must be 18 years or over and have a valid Australian residential address to register for Medibank Live Better.

Policyholder will need to have registered a My Medibank account and linked their My Medibank account with their Live Better account within 28 days from the policy start date.

Live Better points could take up to 8 weeks from the policy start date to be loaded to the policyholder's Live Better account.

For hospital only, singles and single parents will receive 7,500 Live Better Points, and families and couples will receive 15,000 Live Better Points. For hospital and extras, singles and single parents will receive 15,000 Live Better Points, and families and couples will receive 30,000 Live Better Points.

 

Live Better Rewards terms:

Must be a Medibank member with eligible hospital cover, extras cover, or hospital and extras cover, be up-to-date with premium payments and have signed up to Medibank Live Better with 'My Medibank' or have linked their My Medibank account with their Live Better account to redeem rewards.

Additional terms and conditions may apply to the redemption of a reward depending on the type of reward chosen. Read full Medibank Live Better terms here: https://www.medibank.com.au/livebetter/rewards/terms/