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Want Live Better points redeemable for up to $600 in gift cards?

Eligible new members who join and maintain eligible Corporate Hospital and Extras cover could receive up to 60,000 (couples/families) or 30,000 Live Better points (singles/single parents) to redeem on rewards like gift cards by registering for Live Better Rewards and tracking any listed activity. We’ll also waive 2&6 month waiting periods on extras.

Offer ends 9 October 2025. Quote promo code: CORPLIVEBETTER when joining to redeem offer. T&Cs apply.€ 

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As a valued employee of Local Government Employees Health Insurance Scheme, access your exclusive 5.0% discount with Medibank Corporate Cover★

Start by choosing your cover type:

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Want Live Better points redeemable for up to $600 in gift cards?

Eligible new members who join and maintain eligible Corporate Hospital and Extras cover could receive up to 60,000 (couples/families) or 30,000 Live Better points (singles/single parents) to redeem on rewards like gift cards by registering for Live Better Rewards and tracking any listed activity. We’ll also waive 2&6 month waiting periods on extras.

Offer ends 9 October 2025. Quote promo code: CORPLIVEBETTER when joining to redeem offer. T&Cs apply.€

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Switching to Medibank is easy.

1Find your choice of cover

Choose a health cover and join online, or we can help you find a health cover that may better suit your needs. Start a chat, book a call or contact us on 131 680.

2We'll handle the paperwork

Once you've joined, we'll handle the hard work that comes with cancelling your membership with your previous fund∋.

3No waiting periods again

There's no need to re-serve waiting periods you've already served with your previous fund - so you can get on with it☐.

Find cover

Want more from your hospital cover?

As a Medibank Corporate Hospital & Extras member, your cover will also include
all of the below benefits - at no extra cost.

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Unlimited Emergency Ambulance

No matter which Hospital or Extras policy you choose, you'll have the peace of mind that comes from knowing that your cover includes unlimited emergency ambulance.^

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Accident Cover Boost

If you have an Accident, you’ll get the benefits of our Gold level hospital cover, no matter what level of hospital cover you have, thanks to our Accidental Injury Benefit.﹢

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Corporate Health Assist

Not sure what Medibank health service you need? Our Corporate Health Assist line can guide Corporate Health Cover members towards eligible health programs or services that may be appropriate for you. Call 1800 228 103 between Mon - Fri 9AM – 5PM AEST.

What about your extras cover?

 Looking after your health can be easier on your hip pocket too with 100% back on a select range of services on eligible Medibank Corporate Hospital & Extras covers.

100% back on dental check-ups, whenever you need it

Dental care but make it simple. Get 100% back on clinically necessary dental check-ups at Members' Choice Advantage dentists, without worrying about annual and visit limits. λ

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100% back on health screenings

Health checks can help keep us well. That’s why we provide 100% back on selected health screenings, when appropriate, up to annual limits, where no Medicare Benefit is payable.Φ

Out-of-pockets may apply. Benefits payable for health screening test only, excludes GP and specialist consultation fees.

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100% back on optical on eligible extras ±

At Medibank we think you deserve to see the world clearly. That’s why when you join eligible Medibank extras you get 100% back on optical items at all recognised providers up to annual limits. ±

Incredible humans (like you!) deserve to live better

As one of Australia’s leading health insurers◊ with over 45 years of experience, we understand the importance of better health for better lives. The benefits available on our Corporate health cover are designed to help you get better value and better support when it comes to looking after your health.

Medibank Health Programs

Where clinically appropriate, eligible Medibank members can access a range of health programs designed to help manage their health conditions and provide access to more affordable care options.﹢﹢

Prepare for a better hospital stay

Getting hospital cover allows you to receive benefits for treatment you receive in hospital as a private patient. All Medibank Corporate Hospital Covers include unlimited emergency ambulance^, Accident Cover Boost﹢,  our private room promise∑∑ and no excess for kids on a family membershipΩ.

 

One of the largest provider networks

Our Members’ Choice network generally offer capped fees or discounts to help reduce out-of-pocket expenses across dental, optical, physiotherapy and more§. With over 3,600 provider practices, our Members' Choice extras network is one of the largest in Australia. 

Want to earn up to $700 worth of rewards?

As a Medibank member with Live Better rewards* on an eligible corporate cover⊗, you could unlock an additional $300 worth of value with Live Better rewards when you complete the Weekly Goal Streaks∨. That’s up to $700 worth of value you could earn!

Download the My Medibank app and click on the 'Live Better' icon at bottom-center of your screen to register.

Enjoy health member discounts

As a Medibank health insurance member, you can enjoy discounts on our range of Life, Pet and Travel insurance products. Enjoy 10% off Medibank Life Insurance and Income Protection, 10% off Medibank Pet Insurances every year and 15% off Medibank Travel Insurance.

Learn more

 

Book a personal consultation, and take your first step to better health

Find the time that suits you best. Our friendly representatives are here to help.

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Things you need to know

€ For new members on new memberships who join and start eligible combined Corporate Medibank hospital (Basic Plus, Bronze Plus, Silver Plus & Gold Hospital) and Corporate Extras cover (excluding Healthy Living Extras) from 3 September 2025 to 9 October 2025. and who have not held Medibank health cover in previous 60 days (unless they are a dependant coming off their parent’s cover). Must quote promo code ‘CORPLIVEBETTER’ and set up and maintain direct debit when joining. Excludes resident consumer Hospital and Extras cover, Accident Cover, Ambulance Cover, Overseas Visitors Health Insurance, Overseas Students Health Cover (OSHC), Working Visa Health Insurance, ahm covers, Medibank Healthy Living Extras, and other selected covers. Not available with any other offer, other than the applicable corporate discount.  Medibank may end this offer or amend these offer terms and conditions at any time without notice. 2&6 month waits waived on extras terms: When quoting promo code ‘CORPLIVEBETTER’ when joining and setting up and maintaining direct debit, 2&6 month waiting periods on extras waived. Other waiting periods apply (including 12 months on some dental services). If you're switching from another fund and you’ve used any of your current limits (at that fund), that will count towards your annual limits with us.  If you've reached your limits at your previous fund you may not be able to claim straight away on extras. 

Live Better Points terms: Must maintain direct debit and hold eligible product for 42 consecutive days from the policy start date to receive Live Better points. The points will not be issued if you change to an ineligible cover, terminate your cover or suspend your cover during this period. Policyholder will require access to a smartphone and will need to download the My Medibank App. Policyholder will need to have registered a My Medibank account, sign up to Live Better via the My Medibank App and track any Live Better activity within 42 consecutive days from the policy start date. Policyholder must also maintain direct debit and continue to hold an eligible product for 42 consecutive days from the policy start date to receive the Live Better Points. Must be 16 years or over and have a valid Australian residential address to register for Medibank Live Better. Live Better points could take up to 10 weeks from the policy start date to be loaded to the policyholder’s Live Better account. Singles and single parents will receive 30,000 Live Better points, and families and couples will receive 60,000 Live Better points.

Live Better Rewards terms: Must be a Medibank member with eligible hospital cover, extras cover, or hospital and extras cover, be up-to-date with premium payments and have signed up to Medibank Live Better via the ‘My Medibank’ app to redeem rewards. Additional terms and conditions may apply to the redemption of a reward depending on the type of reward chosen. Read full Medibank Live Better terms here: https://www.medibank.com.au/livebetter/rewards/terms/  

* Must be 16 years or over to register for Medibank Live Better rewards. Some program partners and earning activities require a person to be at least 18 years of age to be eligible to earn and/or redeem a reward. Must be a Medibank member with hospital cover, extras cover, or hospital and extras cover, be up-to-date with premium payments and have signed up to Medibank Live Better rewards in the My Medibank app to earn Live Better points for eligible purchases and redeem rewards. Excludes Overseas Student Health Cover (OSHC), Ambulance only cover, ahm covers and other selected covers. Live Better Management Pty Ltd, ACN 003 457 289 has entered into commercial arrangements with Medibank Live Better program partners and may receive commissions. Additional terms and conditions may apply to points earning activities and rewards. Points earning activities and rewards are subject to change and may be subject to availability. Wherever possible, we will give you notice of these changes. See full Medibank Live Better rewards terms.

^Parkrun double points: Offer available to eligible Live Better rewards users who have scanned a linked parkrun ID at an official parkrun event between 1 – 30 September 2025.  Volunteers need to be added to the volunteer roster to have their participation tracked.

The name and email address used to link on the parkrun website must exactly match the name and email address attached to your Medibank membership in order to earn Live Better points for participating in a parkrun. Scanning a linked parkrun ID at an official parkrun event confirms participation. You can earn maximum 1,000 Live Better points when you participate in a parkrun event once or more from 1-30 September 2025 . Outside of Sep 2025, members can earn a maximum of 500 Live Better points per month for participating in a parkrun. Each Medibank Live Better rewards account can only be linked to one parkrun profile. Only one instance of participation can be recorded per member, per weekend. The number of Live Better Points earned from parkrun participation is subject to limitations per calendar year. Live Better points will be displayed in your Live Better account within 30 days of the end of each month. Points for parkrun participation cannot be earned retrospectively before linking has taken place. This offer may be withdrawn at any time in accordance with the  Live Better rewards T&Cs 

The maximum number of Live Better rewards points that each Live Better rewards member can earn in a calendar year from successfully completing any points-earning activity associated with any Onboarding Action or any Live Better Points Promotion (including one or more Health and Wellbeing Challenges, Goals and Partner Activity Earn but excluding all purchases made with partners) is 40,000 Live Better points. 

Collection notice: By signing up to this offer you permit parkrun (parkrun Australia ABN 23199156745) to share your personal information (including your name, email, Medibank policy ID, parkrun location and parkrun participation) with Live Better (Live Better Management Pty Ltd ABN 93 003 457 289) (“we”). Live Better will collect this information to assess your eligibility for Live Better points, award the Live Better points and to monitor uptake of the Live Better program. If you elect not to share this information you will not be eligible for the Live Better points. Medibank's Privacy Policy contains information about how you can seek access to, and correction of, your personal information, or make a complaint about a breach of the Australian Privacy Principle. See full parkrun privacy policy. 

★ Only available to eligible employees/members of Medibank corporate clients.

∋ We’ll contact your previous insurer, with your permission, to request a Transfer Certificate. They’re required by government legislation to comply within 14 days.

☐ You need to join Medibank within 2 months of leaving your old fund, or waiting periods apply again. Also, benefits that have been paid under your previous cover will be taken into account in determining the extras benefits payable under your Medibank cover.

^ Waiting periods apply. For ambulance attendance or transportation to a hospital where immediate medical attention is required, and your condition is such that you couldn't be transported any other way. TAS and QLD have State schemes that provide ambulance services for residents of those States.

+ For Accidents that occur in Australia after your cover starts. Must seek medical treatment within 7 days, and receive hospital treatment within 12 months of the Accident occurring. Excludes Private Emergency Department Benefit, hospital bonus, claims covered by third parties and our Private Room Promise. Out-of-pocket costs may apply.

λ Two month waiting period applies. No annual and visit limits apply for clinically necessary dental examinations, scaling, cleaning and fluoride treatments provided by Members' Choice Advantage dentists.Maximum two bitewing x-rays per check-up, up to four per year, where clinically needed. Members’ Choice Advantage dentists not available in all areas. Different benefits and annual limits apply to other dental services included on your cover and for dental check-ups received at dentists that are not Members' Choice Advantage dentists, refer to your cover summary for details.

Φ  Benefits payable for health screening test only, excludes GP and specialist consultation fees. Services must be performed by a Medicare registered provider who is appropriate for the service and a benefit is only payable by Medibank where there are no Medicare benefits payable for those services. 2 month waiting period applies.

± Excludes Healthy Living Extras and select products that are no longer available for sale (for more information check your cover summary or check this page). Applies to prescription glasses and select contact lenses. Some glasses lens coatings and contact lenses are excluded. To find which specific items are included or excluded, call us on 132 331. 6 month waiting period applies.

◊Based on the number of policies set out in APRA’s Operations of Private Health Insurers Annual Report 2021 for Medibank Private Limited.

﹢﹢ Must have eligible hospital cover, all relevant waiting periods must have been served and treating doctor must consider it appropriate. Out of pocket expenses may apply.

∑∑  You'll need to request a private room from the Members’ Choice hospital at least 24 hours prior to your stay, provide supporting documentation to Medibank from the hospital about this request and be eligible to receive benefits for the treatment you received during your stay. Does not apply for same-day admissions or admissions for sleep studies, or where your doctor specifically requests a shared room for clinical reasons.

Ω Other out–of–pocket expenses may apply.

§ Members' Choice and Members' Choice Advantage not available in all areas or for all services.

⊗Medibank members who hold corporate cover who do not also hold Healthy Living Extras cover (Eligible Members) can participate in the Weekly Goal Streaks.

∨ Weekly Goal Streak: Eligible Member must track and complete 10 consecutive Weekly Goal’s to complete the Weekly Goal Streak activity and earn 6,000 Live Better rewards points. Eligible Member can complete up to 5 Weekly Goal Streak activities in a year. Live Better rewards points will appear in Eligible Member’s Live Better rewards account within 30 days of completion of the Weekly Goal Streak. Live Better rewards reserves the right to cease to make the Weekly Goal Steaks available at any time. To the extent of any inconsistency between this disclaimer and the Medibank Live Better terms and conditions, the terms and conditions will take precedence.

Medibank Live Better rewards Challenges & Goals Earning Policy: The participant of a Medibank Live Better rewards Challenge or Goal may not receive Live Better rewards points or may have their already credited Live Better rewards points reversed in accordance with the Medibank Live Better rewards terms and conditions. To earn Live Better rewards points, the participant needs to properly complete 100% of the eligible Challenge or Goal according to the instructions. The number of Live Better rewards points available for Medibank Live Better rewards Challenges and Goals is subject to change without prior notice. The maximum number of Live Better rewards points that each Medibank Live Better rewards member can earn from successfully completing health and wellbeing Challenges, Goals or any Onboarding action in a calendar year is 40,000 Live Better rewards points. Special offers may apply to increase this maximum from time to time, such as for eligible Medibank members on an eligible corporate cover who complete the Weekly Goal Streaks to earn up to an additional 30,000 Live Better rewards points. To the extent of any inconsistency between this Policy and the Medibank Live Better rewards terms and conditions, the terms and conditions will take precedence.

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