Hospital and Extras

Quality cover for included hospital and extras services with flexible options. Prices shown include a corporate discount of 9.0%.

*Prices below are based on

This is used to calculate any Australian Government Rebate (AGR) you may be entitled to.If you’re unsure how to calculate your income, this ATO calculator can help.


We can help - Leave your details and a Medibank expert will contact you to help you find the right cover. In providing your telephone number, you consent to Medibank contacting you about health insurance.

Prices shown include a corporate discount of 9.0% for Virgin Australia employees.

Mix 'n' match hospital and extras cover to suit you

Step 1

Choose a hospital cover

Corporate Basic Plus Hospital Access

from
$ -- .--*

Youth Discount applied

Youth Discount not available

Entry level Hospital cover designed for the budget conscious. Includes Accident Cover Boost⁺ and services like endoscopies, dental surgery♮ and joint reconstructions.

Hospital

$750 excess

  • Ambulance^
  • Accidents⁺
  • Endoscopy
  • Dental surgery♮
  • Hernia and appendix
  • and more….

Corporate Bronze Plus Hospital Balance

from
$ -- .--*

Youth Discount applied

Youth Discount not available

Hospital cover that pays towards a spectrum of common hospital services from gynaecology, lung & chest to chemotherapy, radiotherapy and immunotherapy for cancer treatment.

Hospital

$750 excess

  • Ambulance^
  • Chemotherapy, radiotherapy and immunotherapy for cancer
  • Gynaecology
  • Bones, joints and muscle
  • Lungs and chest
  • and more….

Corporate Silver Plus Hospital Progressive

from
$ -- .--*

Youth Discount applied

Youth Discount not available

Hospital cover that includes a variety of services such as heart & vascular, back, neck & spine, implantation of hearing devices and more.

Hospital

$750 excess

  • Ambulance^
  • Heart and vascular system
  • Chemotherapy, radiotherapy and immunotherapy for cancer
  • Back, neck and spine
  • Podiatric surgery
  • and more….

Corporate Silver Plus Hospital Confidence

from
$ -- .--*

Youth Discount applied

Youth Discount not available

A more comprehensive Silver Hospital cover with a broad range of inclusions such as Private Emergency Department Benefit>, rehabilitation, insulin pumps and more.

Hospital

$750 excess

  • Ambulance^
  • $500 Private Emergency Department Benefit>
  • Heart and vascular system
  • Rehabilation
  • Insulin Pump
  • Pain Management with a device
  • and more….

Corporate Gold Hospital Elite

from
$ -- .--*

Youth Discount applied

Youth Discount not available

Our top-level Corporate Hospital cover for those wanting more coverage including Private Emergency Department Benefit>, pregnancy and birth, assisted reproductive services, weight loss surgery and more.

Hospital

$750 excess

  • Ambulance^
  • $700 Private Emergency Department Benefit>
  • Pregnancy and birth, plus IVF
  • Hospital psychiatric services
  • Weight-loss surgery
  • Joint Replacements
  • and more….

Step 2

Choose an extras cover

Healthy Focus Extras

from
$ -- .--*

Extras for the health-conscious seeking a cover that pays towards the more common services.

Extras

60% claimback

  • Choice of either 60% or 75% claim back at Members’ Choice for most services, where available§
  • General and Major Dental
  • Optical
  • Physiotherapy and Chiropractic
  • Remedial massage
  • and more….

Waiting periods and annual limits may apply.

Thrive Extras

from
$ -- .--*

Extras designed for families and those seeking cover that includes a wider range of services, to help you thrive.

Extras

60% claimback

  • Choice of either 60% or 75% claim back at Members’ Choice for most services, where available§
  • General and Major Dental
  • Orthodontics
  • Antenatal & postnatal services
  • Speech therapy
  • Podiatry
  • 100% back for kids##
  • and more….

Waiting periods and annual limits may apply.

Comfort Extras

from
$ -- .--*

Extras cover that may support you with some common ailments that come with age.

Extras

60% claimback

  • Choice of either 60% or 75% claim back at Members’ Choice for most services, where available§
  • General and Major Dental
  • Optical
  • Health appliances and external protheses
  • Hearing aids
  • Podiatry
  • Dietetics
  • and more….

Waiting periods and annual limits may apply.

Add Hospital

+
Add Extras

=
from
$ -- .--*

The amount you pay before Medibank contributes to your hospital costs.

The amount you can claim back at Members’ Choice providers where available, up to annual limits. Lower fixed percentage back applies at non-Members’ Choice providers, up to annual limits.

Things you should know:

Waiting periods and annual limits may apply.

+ Covers with Restricted or Excluded services will be treated as Included services where treatment is required for injuries sustained in an Accident that occurs after joining this cover. Treatment must be sought within 7 days of the Accident. Excludes claims covered by third parties such as Workcover and our Private Room Promise. Out of pockets may apply. Refer to your Cover Summary. For Gold hospital covers, Accidental Injury Benefit is not required because all clinical categories are Included, regardless of whether or not the treatment is required as a result of an Accident.

^ Waiting periods apply. For ambulance attendance or transportation to a hospital where immediate medical attention is required, and your condition is such that you couldn't be transported any other way. TAS and QLD have State schemes that provide ambulance services for residents of those States.

> Two month waiting period applies. We'll pay a benefit up to an annual limit per membership towards any admission fee ("facility fee") charged by the Private Hospital for patients attending a Private Accident and Emergency Department. The fee amount varies by Private Hospital and does not include medical and other charges (such as charges for diagnostic imaging or pathology), so out of pocket expenses may still apply. Only available at Private Hospitals with an Accident and Emergency Department. Members will need to submit a claim to receive the benefit and may have to pay upfront.

For dental surgery performed by a dentist rather than a medical practitioner, we only pay benefits towards hospital charges. If the surgery is performed by a medical practitioner and Medicare benefits are payable, we will pay benefits towards the hospital and medical charges.

## Waiting periods apply, including 12 months for some dental services. Applies to Child and Student Dependants only, up to annual limits. Members' Choice providers not available in all areas or for all services.

§ Members' Choice and Members' Choice Advantage not available in all areas or for all services.